What is a home warranty and why you need one

Steven Lowe
Steven Lowe

Last updated: 05/31/2022

What actually is a home warranty? A home warranty is different to homeowner's insurance. Homeowner's insurance will cover the loss of your home and its contents due to fire or certain other natural disasters, whereas a home warranty can protect you from expensive and unforeseen repair costs on key home appliances and systems such as:

  • Water heaters
  • Interior plumbing
  • Heating systems
  • Air conditioning
  • Garbage disposal
  • and many more!

The cost of a home warranty tends to be several hundred dollars a year, but this can either be paid in instalments or up-front! With various sign up offers, home warranty plans can start from as little as $1 day.

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